There isn’t one best credit card for everyone with a poor credit history, but credit-builder cards may be worth comparing. Check the interest rate, annual fees, credit limit and eligibility criteria, and use a soft-search pre-eligibility checker where available to reduce the risk of unnecessary applications. Only borrow what you can repay, as missed payments could further damage your credit record; paying the balance in full each month can help avoid interest. Compare cards from FCA-authorised providers, and consider free debt advice if existing borrowing is difficult to manage.