The best regular saver account depends on your circumstances, so compare the interest rate, maximum monthly deposit and how long the rate applies. Check whether withdrawals are allowed, whether you need a linked current account and what happens if you miss a payment. Some accounts offer attractive rates but cap the amount you can save, so calculate the interest on your planned deposits rather than focusing only on the headline rate. Check the provider is covered by the Financial Services Compensation Scheme and compare current deals using an independent comparison service.