When using a credit card comparison for students, check the interest rate, annual fees, credit limit, eligibility criteria and whether the card offers an introductory 0% period. Consider whether you can repay the balance in full each month, as paying only the minimum can make borrowing expensive and prolong repayment. Avoid using a credit card for cash withdrawals, which may attract extra fees and interest, and make payments on time to protect your credit record. Compare cards from FCA-authorised providers and check the provider’s terms before applying, as acceptance is not guaranteed.