Credit card comparison lets you review cards side by side, including interest rates, fees, introductory offers, rewards and eligibility criteria. Use an eligibility checker where available, as it may provide an indication of your chances without leaving a full search on your credit file; a formal application usually involves a hard search. Check whether the advertised APR is representative, as the rate offered to you can depend on your circumstances, and read the terms for balance transfers, purchases, annual fees and promotional periods. Compare cards from FCA-authorised providers and apply only when the features suit your needs.