When comparing a money transfer credit card, check the promotional interest rate and how long it lasts, as well as the transfer fee and the card’s standard APR afterwards. Confirm whether the card lets you transfer money to your bank account and read the lender’s eligibility criteria, since applications can affect your credit record. Make sure you understand the minimum payments and have a realistic plan to repay the balance before the promotional period ends. Use an FCA-authorised provider and consider checking guidance from MoneyHelper before applying.