A credit card comparison is for anyone considering a new card, whether you want to spread the cost of purchases, transfer an existing balance, earn rewards or build your credit history. Compare the representative APR, introductory periods, fees, eligibility criteria and any charges for foreign spending or cash withdrawals. Use an eligibility checker where available, as it can indicate your likelihood of acceptance without necessarily leaving a hard search on your credit file. Remember that the rate and credit limit offered are decided by the card provider based on your circumstances.