If you are struggling with debt in Nottingham, you can get free, confidential guidance from Citizens Advice Nottingham, StepChange or National Debtline. They can help you review your income and outgoings, understand your options and contact creditors where appropriate. Avoid paying a firm before checking whether free support is available, and verify that any debt management provider is authorised by the FCA. If you are facing court action, eviction or bailiff enforcement, seek urgent advice and check GOV.UK for official guidance.