A debt management plan (DMP) can help you manage your debts by consolidating them into a single monthly payment. To start, you'll need to assess your total debts and income, and create a budget that allows you to make regular payments. It's advisable to consult with a reputable debt management company or a financial adviser to ensure the plan suits your needs. They can guide you through the process and help negotiate with creditors. For further details, you can also visit the official gov.uk page on managing debt.