Enter the property price, deposit, mortgage term and an estimated interest rate to see potential monthly repayments and borrowing figures for a Cardiff home. The result is only an illustration: lenders also consider your income, outgoings, credit history, employment and their own affordability criteria. Remember to budget for fees, surveys, insurance, maintenance and Welsh Land Transaction Tax, where applicable. For a more personalised estimate, compare options with an FCA-authorised mortgage adviser before applying.