A mortgage calculator for Edinburgh can give you an initial estimate of monthly repayments and potential borrowing by using the property price, deposit, mortgage term and interest rate. Remember that lenders also assess your income, spending, debts, credit history and employment, so the calculator result is not a mortgage offer. If you are buying in Scotland, budget for costs such as LBTT, solicitor’s fees, valuation and possibly a higher offer than the Home Report valuation. For a personalised view, compare deals from FCA-authorised providers or speak to a regulated mortgage adviser.