A mortgage calculator can give you an initial estimate of potential borrowing and monthly repayments using the property price, deposit, mortgage term and an assumed interest rate. If you are buying in Nottingham, remember to include local purchase costs such as valuation, survey, conveyancing and possible Stamp Duty, as well as regular household bills. Calculator results are illustrative: a lender will assess your income, spending, credit history and circumstances before deciding whether to offer a mortgage and at what rate. For a more accurate figure, compare FCA-authorised providers or speak to a regulated mortgage adviser.