A mortgage review can help you check whether your current deal still suits your circumstances, particularly before a fixed or discounted rate ends. It usually looks at your interest rate, remaining balance and term, income, spending, property value and any changes in your plans. Possible options may include staying with your lender, remortgaging or changing the term, but fees, early repayment charges and affordability checks can affect the overall cost. For personalised guidance, consider speaking to an FCA-authorised mortgage adviser and compare the details of any recommendation carefully.