A personal loan calculator can help you estimate the impact of early repayments on your loan. By entering your loan amount, interest rate, and repayment term, you can typically see how much interest you would save by paying off the loan early. However, keep in mind that many lenders charge early repayment fees, which can affect your overall savings. It’s advisable to check your loan agreement or contact your lender directly to understand any fees involved. If you're looking for personalised advice, consider consulting a financial adviser for guidance tailored to your situation.